Get Great Rates and Coverage!
Your home says a lot about you and where you’re headed. It’s where life unfolds and memories are made. Whether it’s your first house or the home you’ve loved for decades, does your coverage reflect what really matters to you? As your local insurance educators, we are here to help you understand your options for insuring your home and everything in it.
Protect your home the way you want. Give us a call today at (210)313-4616 or fill out the contact form below to get started.
Homeowner’s Insurance
What Does Home Insurance Cover?
Dwelling
Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage most homeowners think of first when selecting insurance.
Contents
Contents coverage is just that — it covers what’s inside your home. Everything from furniture and electronics to pots and pans. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.
Liability
The third component of your home policy is liability coverage. It helps protect you from loss in case you’re financially responsible for injury to others or damage to their property. This coverage extends beyond your home and follows you anywhere in the world.
There are many insurance carriers that we can quote from. Each carrier has different coverage levels so that we can customize your plan to make it easier for you to protect your home exactly how you want. You decide on the insurance package, and then make it your own with limits and options of your choosing:
Home Insurance Options
Standard or Fire Only Plans
Gives you affordable coverage with available protection for what matters most to you
Enhanced Plans
Offers extended limits and replacement cost of your home’s contents and roof
Extra Protection Plans
Provides guaranteed home replacement cost and the highest limits on personal property